Terms & Conditions

1. Agreement to Terms

Welcome to SeoUstaad ("GST Calculator for Australia & New Zealand"). These Terms and Conditions ("Terms") govern your access to and use of our website, calculators, and services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

2. Acceptance of Terms

By using this Service, you represent that:

• You are at least 18 years of age (or 13 with parental consent)
• You have the legal capacity to enter into binding contracts
• You will comply with these Terms and all applicable laws
• All information you provide is accurate and truthful

3. Use of Service

3.1 Permitted Use

You may use our Service to:

• Calculate GST (Goods and Services Tax) for Australia (10%) and New Zealand (15%)
• Add, remove, or reverse GST calculations
• Export calculation results to PDF or CSV
• Access educational guides and resources about GST
• Share results for personal or business purposes

3.2 Prohibited Use

You agree NOT to:

• Misuse the Service: Use calculators for illegal activities or tax evasion
• Automated Access: Use bots, scrapers, or automated tools to access the Service (except search engine crawlers)
• Reverse Engineering: Attempt to decompile, reverse engineer, or extract source code
• Harmful Activity: Introduce viruses, malware, or other harmful code
• Overload Systems: Perform actions that burden or disable our infrastructure
• Unauthorized Access: Attempt to access restricted areas or bypass security measures
• Impersonation: Impersonate SeoUstaad or our affiliates
• Intellectual Property Theft: Copy, reproduce, or redistribute our content without permission
• False Information: Provide false or misleading information when contacting us

4. Intellectual Property Rights

4.1 Our Ownership

The Service, including all content, features, functionality, source code, design, graphics, logos, text, and materials, is owned by SeoUstaad and is protected by:

• Copyright laws (Australia, New Zealand, United States, international)
• Trademark laws
• Trade secret laws
• Other intellectual property laws

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal or internal business purposes only.

4.3 Restrictions

You may NOT:

• Reproduce, distribute, or publicly display our content without written permission
• Create derivative works based on our Service
• Use our trademarks, logos, or brand name without authorization
• Remove copyright notices or proprietary markings
• Frame or mirror our website on another domain

4.4 User-Generated Content

If you submit feedback, suggestions, or ideas to us (e.g., via contact form), you grant us a perpetual, worldwide, royalty-free license to use, modify, and incorporate such feedback into our Service without compensation or attribution.

5. Accuracy of Calculations

Our calculators are based on:

• Australia: 10% GST rate (effective since July 1, 2000)
• New Zealand: 15% GST rate (effective since October 1, 2010)

You are responsible for:

• Verifying calculation results independently
• Consulting official government resources (ATO, IRD)
• Seeking professional tax advice for compliance
• Ensuring calculations are appropriate for your circumstances

For official tax information, please refer to:

• Australia: Australian Taxation Office (ATO)
• New Zealand: Inland Revenue Department (IRD)

6. Third-Party Links and Services

6.1 External Links

Our Service may contain links to third-party websites (e.g., ATO, IRD, Google AdSense). These links are provided for convenience only.

We do not:

• Endorse or recommend third-party sites
• Control the content of external websites
• Accept responsibility for third-party practices
• Guarantee the accuracy of external information

6.2 Third-Party Services

Our Service uses third-party services that have their own Terms and Policies:

• Google AdSense: Google Terms of Service
• Google Analytics: Google Analytics Terms of Service
• Vercel (Hosting): Vercel Terms of Service

7. Privacy and Cookies

Your use of the Service is also governed by our Privacy Policy.

By using the Service, you consent to data practices described in our Privacy Policy.

8. Limitation of Liability

8.1 No Liability For

We are NOT liable for:

• Calculation Errors: Incorrect GST calculations or mathematical errors
• Tax Penalties: ATO or IRD fines, penalties, or interest charges
• Financial Losses: Lost revenue, profits, or business opportunities
• Data Loss: Loss of calculation data or exported files
• Service Interruptions: Downtime, outages, or unavailability
• Third-Party Actions: Actions by Google AdSense, hosting providers, or other third parties
• User Error: Mistakes in data entry or interpretation of results
• Reliance on Information: Decisions made based on calculator results or guides

8.2 Types of Damages

This limitation applies to ALL damages, including:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Punitive damages
• Special damages

8.3 Maximum Liability

In jurisdictions that do not allow limitation of liability, our total liability to you for any claims shall not exceed AUD $100 (one hundred Australian dollars) or the amount you paid us in the past 12 months (whichever is greater).

Since our Service is free, this means our maximum liability is $100 AUD.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND.

9.1 No Warranties

We DISCLAIM all warranties, including:

• Merchantability: Fitness for a particular purpose
• Accuracy: Correctness of calculations or content
• Non-Infringement: Freedom from intellectual property claims
• Availability: Uninterrupted or error-free operation
• Security: Protection from viruses, malware, or hacking
• Timeliness: Up-to-date tax rates or regulations

9.2 Your Responsibility

You acknowledge that:

• You use the Service at your own risk
• You are responsible for verifying all calculations
• You should seek professional advice for tax compliance
• Results may not be suitable for your specific situation

10. Indemnification

You agree to indemnify, defend, and hold harmless SeoUstaad, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any law or regulation
• Your infringement of third-party rights
• Reliance on calculation results for tax filings
• Any content you submit or transmit through the Service

11. Termination

11.1 Our Right to Terminate

We reserve the right to:

• Suspend or terminate your access immediately without notice
• Refuse service to anyone for any reason
• Discontinue the Service at any time

11.2 Grounds for Termination

We may terminate your access if you:

• Violate these Terms
• Engage in prohibited activities (see Section 3.2)
• Abuse or overload our systems
• Engage in fraudulent or illegal activity

11.3 Effect of Termination

Upon termination:

• Your right to use the Service immediately ceases
• Sections 4, 5, 8, 9, 10, and 14 survive termination
• We are not liable for any loss resulting from termination

12. Modifications to Service and Terms

12.1 Service Changes

We reserve the right to:

• Modify, suspend, or discontinue any part of the Service
• Change features, functionality, or pricing (if applicable)
• Update GST rates to reflect changes in law

12.2 Terms Updates

We may update these Terms at any time. Changes will be effective when posted with a new "Last Updated" date.

Your continued use after changes constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

13.1 Governing Law

These Terms are governed by the laws of Australia, without regard to conflict of law principles.

13.2 Jurisdiction

Any disputes arising from these Terms or the Service shall be resolved in the courts of Australia. You consent to the exclusive jurisdiction of Australian courts.

13.3 Dispute Resolution

Before initiating legal action, you agree to:

1. Contact us at support@seoustaad.com to resolve the dispute informally
2. Allow 30 days for good-faith negotiation
3. Consider mediation or arbitration if negotiation fails

14. Miscellaneous

14.1 Entire Agreement

These Terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and SeoUstaad.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

14.3 Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign or transfer your rights under these Terms. We may assign our rights to any affiliate or successor.

14.5 Force Majeure

We are not liable for failure to perform due to causes beyond our reasonable control (e.g., natural disasters, war, terrorism, internet outages, government actions, pandemics).

14.6 No Professional Relationship

Use of the Service does not create an accountant-client, attorney-client, or fiduciary relationship. We are NOT providing professional tax, legal, or financial advice.

14.7 Language

These Terms are written in English. Translations (if provided) are for convenience only. The English version prevails in case of discrepancies.

15. Contact Information

If you have questions about these Terms, please contact us: